As an Insurance Claims Adjuster, you play a critical role in disaster recovery, helping policyholders rebuild their lives. A key part of this is quickly protecting damaged properties to prevent further loss. While blue tarps have been a traditional first response, their limitations can often complicate and prolong the claims process.
StormWrappers offers a superior alternative: durable shrink wrap enclosures that provide robust, long-lasting protection. By moving beyond the temporary fix of blue tarps, you can significantly streamline your claims process, ensure more accurate assessments, reduce secondary damage claims, and achieve greater efficiency.
The Challenges of Blue Tarps for Claims Adjusters
Blue tarps, while initially inexpensive and readily available, present several challenges that can hinder the claims process:
- Poor Durability Leads to Recurring Issues: Made of thin polyethylene, blue tarps are prone to tearing, puncturing, and UV degradation. They offer limited resistance to strong winds and heavy rain, often requiring frequent adjustments and replacements. This can lead to multiple site visits and reopened claims due to continued exposure and further damage.
- Difficult to Secure and Prone to Failure: Properly securing a blue tarp is labor-intensive and often relies on ropes and grommets that can easily fail. Improperly secured tarps can become dislodged, causing further damage or becoming a hazard. This uncertainty can make initial damage assessments less reliable.
- Water Pooling and Leakage: The loose fit of blue tarps often results in water pooling, adding stress to the damaged structure and leading to leaks. This can obscure the original damage, making it harder to determine the initial extent of the loss and potentially leading to disputes over the cause of subsequent damage.
- Short Lifespan Requires Frequent Re-Evaluation: Blue tarps degrade quickly in sunlight and extreme weather, necessitating frequent replacements. This ongoing need for temporary covering can delay permanent repairs and require additional adjuster involvement.
The StormWrappers Solution: Enhanced Protection for a Smoother Claims Process
StormWrappers’ emergency enclosure service uses advanced shrink wrap technology to create a custom-fit, watertight seal over damaged areas. This offers significant advantages for insurance claims adjusters:
- Durable and Long-Lasting Protection: Our heavy-duty polyethylene film is heat-shrunk to create an incredibly durable barrier resistant to wind (up to 85 mph) and rain. Many materials also contain UV inhibitors, extending their lifespan. This stability reduces the likelihood of further damage, leading to fewer reopened claims and more straightforward final assessments.
- Secure and Weather-Tight Enclosure: The custom fit eliminates gaps and prevents wind from getting underneath the covering. This reliable protection minimizes water intrusion and secondary damage, allowing for a clearer understanding of the initial loss.
- Facilitates Accurate Damage Assessment: By providing a secure and stable environment, our shrink wrap allows for more accurate initial damage assessments without the interference of ongoing weather exposure. This can lead to more efficient claim evaluations and settlements. Our service includes a detailed damage assessment before any work begins.
- Rapid Deployment Minimizes Further Loss: StormWrappers is known for its quick response and efficient installation. Our rapid deployment helps to immediately protect the property, minimizing the potential for further damage and reducing the overall claim cost.
- Often Insurance Approved: Shrink wrap is recognized as a superior protective measure and is often covered by insurance policies. This means policyholders can benefit from a more effective solution without additional financial burden, leading to greater satisfaction.
- Professional Appearance: While not a primary concern for adjusters, the clean, uniform appearance of shrink wrap helps maintain the visual integrity of the property during the repair process.
Streamlining Your Workflow with StormWrappers
By recommending or approving StormWrappers’ services, you can directly benefit from a more efficient claims process:
- Reduced Need for Follow-Up Temporary Repairs: The durability of shrink wrap means fewer instances of blown-off tarps or water intrusion, decreasing the need for repeated site visits related to temporary protection.
- More Reliable Initial Damage Reports: The stable and protected environment provided by shrink wrap allows for more accurate and comprehensive initial damage assessments.
- Minimized Disputes Over Secondary Damage: The effectiveness of shrink wrap in preventing further damage can reduce disagreements regarding the cause and extent of losses.
- Faster Path to Permanent Repairs: By providing reliable, long-term temporary protection, shrink wrap allows policyholders to focus on obtaining permanent repair estimates without the urgency of constantly replacing inadequate tarps.
Conclusion
Choose StormWrappers to move beyond the limitations of blue tarps and embrace a more efficient and reliable approach to protecting damaged properties. Our durable shrink wrap enclosures help streamline your claims process, leading to more accurate assessments, reduced secondary damage, and ultimately, better outcomes for both insurers and policyholders. Contact us today to learn more about how StormWrappers can be your trusted partner in post-disaster property protection.